Classic Current Account
This is a flexible account that offers you a wide choice in banking services and enables you to open any of the following types of account:
- Individual Account
- Joint Account
Features and Benefits:
- Minimum account opening balance ₦5,000 (Not Restrictive)
- Zero account maintenance fees
- Free verve card
- Zero fees for intra-bank and inter-bank transfers via the mobile app
- Access to consumer finance
- Mobile Banking facility i.e online statement, SMS alert, Transfers etc
Salary Current Account
This is a current account designed to provide ease and convenience to working class
individuals.
Features and Benefits
- Zero account opening balance
- Zero daily minimum balance
- Zero account maintenance fees
- Free verve Card
- Zero fees for intra-bank and inter-bank transfers via the mobile app
- Access to consumer finance
- Mobile Banking facility i.e online statement, SMS alert, Transfers etc
Premium Business Account
This current account was designed to provide convenience for Micro, Small, Medium and Established Enterprises (MSMEs), in operating their bank account. There is no charge of account maintenance fees, but a monthly discounted service charge based on debit turnover conducted.
Features and Benefits
- Discounted/reduced cost of banking
- Convenience in operating a bank account
- Minimum account opening balance of ₦100,000
- Turnover above N100 million shall be charged account maintenance fees at N1 per mile.
- Monthly service charge is based on turnover for the month
- Business Registration Support
- Access to digital and electronic banking platforms
Classic Business Account
This is a classic current account that provides competitive interest rates and is available for individuals and businesses.
- Minimum opening balance of N10,000
- No limits on turnover, operating or daily balance
- Account maintenance fee of N1 per mille
- Business Registration Support
- Access to digital and electronic banking platforms
- Concessionary account maintenance fee rate subject to terms and conditions
Platinum Business Account
This current account variant affords you to earn interest while also transacting with
freedom. This product is available for individuals and businesses.
Features and Benefits:
- Minimum opening balance of N500,000
- Minimum operating and daily balance of N500,000
- No account maintenance fee or service charge once the minimum balance is maintained
- Competitive interest on balances*
- No limits on turnover
- Business Registration Support
- Access to digital and electronic banking platforms
Premium Current Account
This is a current account that provides you with extra benefits beyond that of the regular current account and enables you to open any of the following types of account:
- Individual Account
- Joint Account
- Minimum opening balance of N10,000
- Zero account maintenance fees
- Interest rate of up to 5% p.a based on the lowest daily closing balance*
- Free verve Card
- Zero fees for intra-bank and inter-bank transfers via the Mobile App
- Access to consumer finance
- Mobile Banking facility 1.e online statement, SMS alert, Transfers etc